:root {
  --navy: #0B1F33;
  --deep-blue: #123A5A;
  --cta-blue: #1769AA;
  --cta-hover: #0F4F84;
  --ice: #F5F8FB;
  --white: #FFFFFF;
  --border: #DDE6EE;
  --text: #16212B;
  --muted: #5E7080;
  --trust: #2F7D5C;
  --error: #B42318;
  --shadow: 0 24px 70px rgba(11,31,51,.14);
  --soft-shadow: 0 14px 34px rgba(11,31,51,.08);
  --radius-lg: 24px;
  --radius-md: 14px;
  --container: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
.container { width: min(100% - 32px, var(--container)); margin-inline: auto; }
.narrow { max-width: 820px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; color: var(--navy); }
.brand-mark {
  width: 38px;
  height: 38px;
  border-radius: 13px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--navy), var(--cta-blue));
  color: var(--white);
  letter-spacing: -.05em;
}
.brand-text { font-size: 1.05rem; letter-spacing: -.02em; }
.header-nav { display: none; align-items: center; gap: 18px; color: var(--muted); font-weight: 650; }
.header-nav a:hover { color: var(--cta-blue); }
.nav-cta { color: var(--cta-blue) !important; }

.hero-section {
  background:
    radial-gradient(circle at top right, rgba(23,105,170,.13), transparent 34%),
    linear-gradient(180deg, #fff 0%, var(--ice) 100%);
  padding: 36px 0 34px;
}
.hero-grid { display: grid; gap: 26px; align-items: center; }
.eyebrow, .section-kicker, .mini-label {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  color: var(--trust);
  background: rgba(47,125,92,.09);
  border: 1px solid rgba(47,125,92,.18);
  border-radius: 999px;
  padding: 7px 12px;
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .01em;
}
.hero-content h1, h1 {
  margin: 18px 0 16px;
  color: var(--navy);
  font-size: clamp(2.15rem, 8vw, 4.25rem);
  line-height: .99;
  letter-spacing: -.055em;
}
.hero-subheadline, .lead {
  color: var(--muted);
  font-size: 1.06rem;
  margin: 0 0 20px;
  max-width: 700px;
}
.hero-actions { display: flex; flex-direction: column; gap: 12px; margin: 22px 0 16px; }
.btn {
  min-height: 54px;
  border: 1px solid transparent;
  border-radius: var(--radius-md);
  padding: 0 20px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-weight: 800;
  cursor: pointer;
  transition: .18s ease;
  width: 100%;
  text-align: center;
}
.btn-primary { background: var(--cta-blue); color: var(--white); box-shadow: 0 10px 20px rgba(23,105,170,.18); }
.btn-primary:hover { background: var(--cta-hover); transform: translateY(-1px); }
.btn-secondary { background: var(--white); color: var(--deep-blue); border-color: var(--border); }
.btn-secondary:hover { border-color: rgba(23,105,170,.42); color: var(--cta-hover); transform: translateY(-1px); }
.hero-note { color: var(--muted); font-size: .94rem; margin: 0; }

.hero-check-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 18px;
  scroll-margin-top: 92px;
}
.check-card-head { display: flex; justify-content: space-between; gap: 14px; align-items: flex-start; margin-bottom: 14px; }
.check-card-head h2 { margin: 10px 0 0; font-size: 1.35rem; line-height: 1.15; color: var(--navy); }
.step-pill { flex: 0 0 auto; border-radius: 999px; background: var(--ice); color: var(--deep-blue); border: 1px solid var(--border); font-weight: 800; font-size: .8rem; padding: 7px 10px; }
.check-progress { width: 100%; height: 8px; background: var(--ice); border-radius: 999px; overflow: hidden; margin-bottom: 18px; }
.check-progress span { display: block; width: 16.666%; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--cta-blue), var(--deep-blue)); transition: width .22s ease; }
.form-error { display: none; color: var(--error); background: rgba(180,35,24,.08); border: 1px solid rgba(180,35,24,.18); border-radius: 12px; padding: 10px 12px; margin-bottom: 14px; font-size: .92rem; font-weight: 650; }
.form-error.show { display: block; }
.check-step { display: none; }
.check-step.active { display: block; }
.check-step h3 { margin: 0 0 14px; color: var(--navy); font-size: 1.2rem; line-height: 1.2; }
.option-grid { display: grid; gap: 10px; }
.option-card {
  width: 100%;
  min-height: 54px;
  border: 1px solid var(--border);
  border-radius: 16px;
  background: var(--white);
  color: var(--text);
  text-align: left;
  padding: 14px 15px;
  cursor: pointer;
  font-weight: 750;
  transition: .15s ease;
}
.option-card:hover { border-color: rgba(23,105,170,.42); background: #FAFCFE; }
.option-card.active { border-color: var(--cta-blue); background: rgba(23,105,170,.08); color: var(--deep-blue); box-shadow: 0 0 0 3px rgba(23,105,170,.08); }
.input-grid { display: grid; gap: 12px; }
.input-grid label { display: grid; gap: 7px; color: var(--deep-blue); font-size: .92rem; font-weight: 800; }
.input-grid label span { color: var(--muted); font-weight: 650; }
.input-grid input {
  width: 100%;
  min-height: 52px;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 0 14px;
  color: var(--text);
  background: var(--white);
  outline: none;
}
.input-grid input:focus { border-color: var(--cta-blue); box-shadow: 0 0 0 3px rgba(23,105,170,.09); }
.input-grid input.invalid, .consent-row input.invalid { border-color: var(--error); }
.consent-row { display: flex; align-items: flex-start; gap: 10px; margin: 14px 0 8px; color: var(--text); font-weight: 650; font-size: .92rem; }
.consent-row input { margin-top: 3px; width: 18px; height: 18px; flex: 0 0 auto; accent-color: var(--cta-blue); }
.privacy-note { margin: 0; color: var(--muted); font-size: .84rem; }
.check-actions { display: flex; flex-direction: column; gap: 10px; margin-top: 18px; }
.btn-back, .btn-submit { display: none; }

.trust-row { background: var(--navy); color: rgba(255,255,255,.84); }
.trust-inner { display: flex; flex-direction: column; gap: 6px; padding: 18px 0; font-size: .95rem; }
.trust-inner strong { color: var(--white); }

.section-pad { padding: 58px 0; }
.section-head { margin-bottom: 22px; max-width: 760px; }
.section-head h2, .problem-section h2, .split-box h2, .trust-box h2, .faq-section h2, .final-box h2 {
  color: var(--navy);
  font-size: clamp(1.8rem, 5vw, 2.8rem);
  line-height: 1.05;
  letter-spacing: -.04em;
  margin: 14px 0 12px;
}
.problem-section p, .section-head p:not(.section-kicker), .split-box p, .trust-box p, .final-box p, details p { color: var(--muted); }
.muted-bg { background: var(--ice); }
.card-grid { display: grid; gap: 14px; }
.benefit-card, .process-card, .trust-box, .split-box, .final-box, details, .thank-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 22px;
  box-shadow: var(--soft-shadow);
}
.benefit-card, .process-card { padding: 22px; }
.benefit-card h3, .process-card h3 { color: var(--navy); margin: 0 0 8px; font-size: 1.15rem; }
.benefit-card p, .process-card p { color: var(--muted); margin: 0; }
.process-card span { width: 36px; height: 36px; border-radius: 12px; display: inline-flex; align-items: center; justify-content: center; background: var(--deep-blue); color: var(--white); font-weight: 900; margin-bottom: 14px; }
.split-box, .trust-box, .final-box { padding: 24px; }
.split-box { display: grid; gap: 18px; align-items: center; }
.trust-box ul { margin: 18px 0 0; padding-left: 19px; color: var(--deep-blue); font-weight: 750; }
.trust-box li + li { margin-top: 8px; }
details { padding: 18px 18px; margin-top: 12px; }
summary { cursor: pointer; font-weight: 850; color: var(--navy); }
details p { margin: 10px 0 0; }
.final-box { text-align: center; background: linear-gradient(135deg, var(--navy), var(--deep-blue)); color: var(--white); }
.final-box h2, .final-box p { color: var(--white); }
.final-box .btn { margin-inline: auto; max-width: 310px; }

.site-footer { border-top: 1px solid var(--border); background: var(--white); color: var(--muted); }
.footer-inner { display: flex; flex-direction: column; gap: 12px; padding: 24px 0; font-size: .9rem; }
.footer-inner nav { display: flex; flex-wrap: wrap; gap: 14px; }
.footer-inner a:hover { color: var(--cta-blue); }

.thank-main { min-height: calc(100vh - 145px); display: grid; align-items: center; background: var(--ice); padding: 42px 0; }
.thank-card { padding: 28px; max-width: 780px; }
.thank-card h1 { font-size: clamp(2rem, 7vw, 3.8rem); }
.thank-info { border-left: 4px solid var(--trust); padding-left: 16px; margin: 22px 0; color: var(--muted); }
.thank-info p { margin: 0 0 10px; }
.thank-actions { margin-bottom: 0; }

@media (min-width: 720px) {
  .header-nav { display: flex; }
  .hero-section { padding: 62px 0 56px; }
  .hero-actions, .check-actions, .thank-actions { flex-direction: row; }
  .btn { width: auto; min-height: 56px; }
  .input-grid { grid-template-columns: repeat(2, 1fr); }
  .full-field { grid-column: 1 / -1; }
  .trust-inner { flex-direction: row; flex-wrap: wrap; align-items: center; gap: 10px 18px; }
  .three { grid-template-columns: repeat(3, 1fr); }
  .split-box { grid-template-columns: 1fr auto; }
  .footer-inner { flex-direction: row; justify-content: space-between; align-items: center; }
}

@media (min-width: 980px) {
  .hero-grid { grid-template-columns: minmax(0, 1.04fr) minmax(390px, .72fr); gap: 42px; }
  .hero-check-card { padding: 24px; }
  .hero-content h1 { max-width: 760px; }
}

@media (max-width: 719px) {
  .site-header { position: static; }
  .header-inner { min-height: 64px; }
  .brand-text { font-size: 1rem; }
  .hero-content { display: flex; flex-direction: column; }
  .hero-content .eyebrow { order: 0; }
  .hero-content h1 { order: 1; }
  .hero-subheadline { order: 2; font-size: 1rem; }
  .hero-actions { order: 3; }
  .hero-note { order: 4; }
  .hero-check-card { margin-top: 4px; }
  .section-pad { padding: 44px 0; }
  .check-card-head { align-items: center; }
}